Archive for the ‘Canada Housing’ Category

Easy Build Dog House Plans

Sunday, July 25th, 2010

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Canada – 1998 Housing in Canada Pane of 9 VF-NH #1755

Sunday, July 4th, 2010

Canada Housing on eBay:

Canada FDC Sc # 1755A Housing In Canada
US $10.50
End Date: Sunday Sep-12-2010 15:07:47 PDT
Buy It Now for only: US $10.50
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☼ CANADA 1998 STAMP SOUVENIR SHEET 1755 HOUSING M NH
US $9.95
End Date: Monday Sep-13-2010 5:47:07 PDT
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Canada 1755 Housing in Canada - set FDC
US $4.79
End Date: Monday Sep-13-2010 21:00:18 PDT
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Condo or house: what’s right for you?

Sunday, June 6th, 2010

Condo or house: what’s right for you?

Making the decision to buy a home is just the first of many choices first time home buyers face. Assessing your lifestyle is the next step and that leads to one big question in particular: house or condo.

“There are benefits and pitfalls to both houses and condos – especially for first time home buyers’ budgets,” says Chris Wisniewski, Associate Vice President, Real Estate Secured Lending, TD Canada Trust.

Wisniewski recommends buyers weigh the pros and cons of houses and condos before making their choice. Some pros and cons include:

Houses

Pros:

• You don’t have to pay fees for amenities and services you don’t use.

• You can renovate more freely to personalize your home.

Cons:

• You have to maintain your home and property.

• Your expenses are not always predictable.

• Affordability often equals to a longer commute

Condos

Pros:

• Your building may feature some additional security features that you may appreciate such as a doorman or cameras and convenient amenities like a gym, a party room or a pool.

• Your monthly expenses are relatively predictable and usually cover your maintenance – from shovelling the driveway to mowing the lawn.

• Usually located in an urban environment meaning less of a commute.

Cons:

• In addition to your condo fees, you may face additional payments for expenses your condo corporation deems necessary such as roof repairs.

• You’re often living in much closer proximity to neighbours which can equate to more noise.

Making the decision to buy a home is just the first of many choices first time home buyers face. Assessing your lifestyle is the next step and that leads to one big question in particular: house or condo.

“There are benefits and pitfalls to both houses and condos – especially for first time home buyers’ budgets,” says Chris Wisniewski, Associate Vice President, Real Estate Secured Lending, TD Canada Trust.

Wisniewski recommends buyers weigh the pros and cons of houses and condos before making their choice. Some pros and cons include:

Houses

Pros:

• You don’t have to pay fees for amenities and services you don’t use.

• You can renovate more freely to personalize your home.

Cons:

• You have to maintain your home and property.

• Your expenses are not always predictable.

• Affordability often equals to a longer commute

Condos

Pros:

• Your building may feature some additional security features that you may appreciate such as a doorman or cameras and convenient amenities like a gym, a party room or a pool.

• Your monthly expenses are relatively predictable and usually cover your maintenance – from shovelling the driveway to mowing the lawn.

• Usually located in an urban environment meaning less of a commute.

Cons:

• In addition to your condo fees, you may face additional payments for expenses your condo corporation deems necessary such as roof repairs.

• You’re often living in much closer proximity to neighbours which can equate to more noise.

For over 25 years, News Canada has been providing the media with ready-to-use, timely, credible and copyright-free news content. Editors, broadcasters, web and video content providers rely on News Canada for newsworthy content to effectively enhance their websites, newspapers and broadcasts.

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This looks at changes in social housing during the 1970’s in Toronto, with a little tour of some of Toronto’s better developments built at that time. (until 2000’s) It shows how the city developed a better way to house it’s people, by letting the residents have some input into the design and structure of these neighbourhoods. Some of the complexes in this video are 25 Elm Street, 111 Chestnut Street, 55 The Esplanade, 1 Church Street, 15 Scadding Ave, 21 & 35 Princess Street, 248 Simcoe Street, 176 The Esplanade, Crombie Park and Bathurst Quay apartment/town-homes. This video uses ROYALTY FREE MUSIC I got free of charge from www.Music4YourVids.co.uk The music is by Craig Bridwood (craigsons on Youtube) copyright=Craig Bridwood www.torontovibe.ning.com
Video Rating: 5 / 5

Related Canada Housing Articles

Canada 1755 Housing in Canada – set FDC

Sunday, May 16th, 2010

Canada Housing on eBay:

ARCHITECTURE HOUSING IN CANADA ON FDC 1998
US $6.35
End Date: Tuesday Sep-07-2010 16:28:21 PDT
Buy It Now for only: US $6.35
Buy it now | Add to watch list

Canada - 1998 Housing in Canada Pane of 9 VF-NH #1755
US $8.00
End Date: Wednesday Sep-08-2010 19:45:18 PDT
Buy It Now for only: US $8.00
Buy it now | Add to watch list

Housing – Working in Canada

Sunday, May 16th, 2010

For more information, consult WorkingInCanada.gc.ca and http The Building Futures in Canada web site has been developed by the Canadian Federation for Economic Education in partnership with the Government of Canada to provide assistance to individuals who are considering Canada as a destination, are planning to come to Canada, or have recently arrived in Canada. The project includes video vignettes that profile the stories of 23 formerimmigrants to Canada who talk about why they chose Canada, where they decided to settle, the challenges they faced, the sources of help they received, and so on. Viewing these vignettes will enable you not only to hear the experiences of these individuals but to learn what life is like in various communities across Canada. The information contained in this video is for information purpose only. For up to date labour market information about wages and salaries, you can use WorkinginCanada.gc.ca to produce a detailed report on job descriptions, wages, skill requirements, language training and job opportunities based on your occupation and a location.
Video Rating: 5 / 5

Funding of .16 million for 18 new affordable housing rental units for seniors and persons with disabilities living on low income was announced today in Port Hope. Rick Norlock, Member of Parliament for Northumberland – Quinte West, on behalf of the Honourable Diane Finley, Minister of Human Resources and Skills Development Canada and Minister Responsible for Canada Mortgage and Housing Corporation (CMHC), and Lou Rinaldi, Member of Provincial Parliament for Northumberland-Quinte West and Parliamentary Assistant to the Honourable Jim Watson, Ontario’s Minister of Municipal Affairs and Housing, along with Linda Thompson, Mayor of the Municipality of Port Hope and Warden of Northumberland County made the announcement. “The Government of Canada is helping Canadians during these tough economic times and giving hope to seniors and persons with disabilities who need quality, affordable housing that meets their needs,” said MP Norlock. “This investment is possible through Canada’s Economic Action Plan, the federal government’s plan to stimulate the economy and create jobs during the global recession. For Ontario, this includes a .2 billion joint investment.” “New housing initiatives add significant support to the McGuinty government’s Poverty Reduction Strategy,” said MPP Rinaldi. “The first wave of funding will lead to construction by this fall and we will continue to work with our municipal partners to ensure more units are built during the life of this program
Video Rating: 0 / 5

Are you looking for a proper Flat Share in Canada?

Sunday, May 16th, 2010

Are you looking for a proper Flat Share in Canada?

We have often witnessed once in a lifetime, the problem of searching a proper accommodation. Now, there is good news for such home seekers in Canada. Are you looking for a proper accommodation on rent, in Canada? Then, its time for you to be benefited by this unique opportunity.

Flat share Canada is basically a service that provided you with proper flats i.e. accommodation on rent. Not only this, Flat Share Canada helps you to find out flat sharers who can share your rental flat with you. So, that your rent is shared, and your financial burden is also relieved.

Flat share Canada, consists of a large number of classifieds and advertisements relating to accommodation in Canada. It is a platform where home seekers, accommodation providers, house sharers and flat sharers can meet and negotiate transactions. Individuals have the full-fledged freedom to choose the house seekers desired by them.

This opportunity has completely eliminated the wastage of time, efforts and money. Disutility of waiting has also been eliminated. All you have to do is to visit our site and be a member. If you are already a member then simply log in. if not a member than click upon sign up option from our home page, fill in certain requisite details and be a party of our site.

This membership is absolutely free of cost. That means this unique will be available to you without spending a single penny. This membership helps you to find out flat sharers or room mates. You can get the accommodation that suits your requirement as well as your budget. Then what are you waiting for? Do you wish to get a perfect accommodation? Not able to search a proper one. Need a room mate to share your rent as well as relieve a par of your financial burden.

Or want both flats as well as flat sharers then flat share Canada is the best opportunity.

Hurry up, lest the best opportunity will slip away from your hand. Now it’s even easier this great opportunity is just a click away. Yes, you might have wasted lot of efforts in searching for a favorable accommodation, you might have gone through many advertisements, and you might have even ransacked each and every possibility but now its time to reap the fruits of your efforts. Hurry up and grab the opportunity .we will help you to provide your rental accommodation.

Shared Flats Accommodation – Tenant Searcher profides Shared Accommodation Flats in Australia, New Zealand, Canada, Spain

Communism is supposedly socialism in a hurry. Since our “fabian socliast” version has taken a long time, we’re almost here. So, here in “Communist Canada”, especially in Toronto, we’re getting hit with a million new government ads and programs telling us what to do, including spearing-doody for the government. The “watermelon green” agenda is part of this. They say we have to give up all our stuff for the “greater good”. Same as commuism. They are living well at the top while the people are being told they have to suffer. Just like communism. They are centralizing power and control. Just like communism. The social indoctrination is another issue. If people know things are bad but don’t “do” or “say” much: we’ll be people who live in “communist” countries. Since lots of people are effectively fighting the “info-war” today, just figure out how and join in. Trouble in CommUNist Canada feat. Senator Elaine McCoy www.reverbnation.com 4 Small Communist Canada Flyers files.meetup.com Giant statue of Lenin and Mao the talk of Richmond www.vancouversun.com Norman Dodd On Tax Exempt Foundations www.youtube.com . Toronto Truth Seekers (TTS) www.torontotruthseekers.com Press For Truth www.pressfortruth.ca Conspiracy Culture Store (Queen & Roncesvalles) http Toronto Street News www.torontostreetnews.com SiLSa! Productions www.youtube.com www.infowars.com http www.trendsresearch.com If you only listen to one thing this week… http .
Video Rating: 0 / 5

Belleville’s House Team – One of Canada’s Best

Sunday, May 16th, 2010

Belleville’s House Team – One of Canada’s Best

Belleville, ON December 21, 2006 — When the names of the mortgage industry’s “best and brightest” stars were announced, Belleville’s wn “House Team” — the Mortgage Intelligence/ Peter House Group — emerged as one of Canada’s top mortgage brokerages for Customer Service.

Lead broker Peter House was also on the exclusive shortlist for the top individual honour: Broker of the Year. The awards are given by the Canadian Mortgage Professionals (CMP): a national organization which oversees all mortgage professionals in Canada. The double-nomination of a single office is “exceptionally rare”, according to Stan Falkowski, Regional VP for Mortgage Intelligence.

“Surprised… and honoured,” was Peter House’s response to the unexpected announcement. The Canadian Mortgage Professional Awards (CMP Awards) were established to recognize and celebrate excellence across the entire spectrum of mortgage broking. There are twelve organizational and individual categories. The House team have been nominated for two: Best Customer Service and Mortgage Broker of the Year. The shortlist of nominees is very exclusive, according to Stan Falkowski.

“I think that this nomination honour will come as no surprise to Peter’s clients,” says Falkowski. “It’s certainly not any surprise to the hundreds of mortgage professionals who know Peter and his team and the work they do. They’re very highly regarded in this business. And Peter has really earned a reputation for his leadership and expertise in the industry.”

Peter House and his wife Debra have been serving the Belleville area with mortgage broker services for more than 12 years, and are well known in the community. Though mortgage brokers were once perceived as a “last resort” option for homebuyers, the industry has grown as Canadians begin to seek out independent professional advice on their mortgages. Almost one-third of all Canadian mortgages are now arranged through brokers. Peter notes that there are several reasons for the trend: including choice, rate, and more personalized service. He notes that his team have access to more than 60 different lenders, including the banks.

“I’ve been getting congratulatory messages since the announcement,” says Peter House. “It does feel like an honour. But we have always been very focused on providing personal service to our clients. It’s nice to see that recognized.”

Award winners will be announced at a national gala in February.

The House Team is commited to providing quality information to help people make informed decisions about their mortgage financing needs.


Compare Ontario Mortgage Rates with the traditional banks.


Need a mortgage calculator? Click Here Mortgage Calculator Ontario

Ontario Mortgage

Learn How To Sell Your Own House Fast.

Sunday, May 16th, 2010

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Thailand vs. Canada- Who Won?

Sunday, May 16th, 2010

Thailand vs. Canada- Who Won?

When most people think of Thailand the first thing that comes to mind is a third world country where most of it’s population lives in acute poverty. These same people would never consider living in Thailand for fear of living without the necessities of life.


I moved to Thailand in November, 2004 and decided to make it my new home while in retirement. Now that I have lived here for approaching two years I can tell you exactly what it is like to live here versus Canada where I resided for 53 years.


Climate:


For starters I am now living without the drastic change in temperatures that occur annually in Canada where half of the year it is warm or hot and other half of the year it is freezing cold. The temperature differentials require residents to buy clothing for all seasons. To live in Canada you need summer jackets, winter coats, sandals, shoes, boots, and suits and overcoats and the list goes on including hats, gloves and scarves.


Here in Thailand you have your different seasons but basically the temperature is either warm or hot, and for three months of the year you will see virtually no rainfall at all and during the rainy season you will witness rainfall almost daily. The type of clothing that I wear during the seasons does not change one iota.


One gets used to the heat here just as one gets accustomed to the cold weather in Canada. Surprisingly the evenings are cool and during the night with the window open a blanket would be necessary during most months of the year.


So if I had my choice where to live in terms of climate alone it would be here in Chiang Mai, Thailand.

Score Thailand 1 Canada 0


Food:


In Canada I ate my share of fast foods and junk foods. Potatoes in one form or another were present in most meals from hash browns in the morning, to french fries at lunch, to mashed or fried potatoes at dinner.


Now I still eat potatoes which are priced higher here than in Canada but I do not eat them as regularly. French fries or potato soup now and then and I am content.


Thai people eat rice the way I ate potatoes. It is evident in almost every meal. I seldom ate rice when I lived in Canada but I enjoy it now particularly because of the sauce that is added. A rather ordinary fried vegetables with rice dish becomes a very tasty meal with their secret sauce added to the dish.


Overall I eat much healthier foods now, more rice, less potatoes, more vegetables, seafood and fresh fruit and less junk food. So on the basis of health, and taste Thailand scores another point, and that is not even taking into consideration that the food is priced much lower here than in Canada. Expect to pay about 60-70% less on groceries here and yet eat as much or more of foods that are delicious and fruits that are locally grown.

Score Thailand 2 Canada 0


Transportation:


In Canada my main means of traveling from point A to point B was my car, something most people in the world cannot live without, well at least if they stay where they are.

Because of the distances between places that I would normally go to in Canada a car was an absolute necessity for me.


For most North Americans the car is a necessity and an expensive one. It isn’t just a means of transportation but also a status symbol. If we get a raise at work we reward ourselves with a new car, the neighbor gets a new car prompts us to do the same, and a sporty car is always necessary to impress the girlfriend.


The actual cost of operating their motor vehicle in total is unknown to most drivers, and I estimate that the depreciation or lease cost, insurance, gas, repairs would add up to over ,000 for most decent vehicles. Now think about this. I can show you how to retire here in Chiang Mai, Thailand on less than .000 and live comfortably, eat healthy foods and enjoy yourself. Does your motor vehicle contribute as much to your life?


If you live here you do not need a car. The tuk tuk (three wheeled motorcycle with bench seat at back) or Red taxi (pick up truck with covered back section with bench seating on two sides) can get you around town for next to nothing. Should you want to go out of town then on those occasions you can rent a car.


So forget about a car if you live here. Forget about the insurance costs increasing every year and also expensive fuel costs. Forget about speeding tickets, parking tickets and car washes.


The advantage here definitely goes to Chiang Mai. Getting around town is both quick and inexpensive. For those residents that buy a vehicle it is normally a pick up truck as the pick up trucks are taxed less by the Government perhaps many are manufactured here and thus become more affordable. Auto insurance costs here are about 33% of what I would pay in Canada and if you did not have any accidents in the first year then expect a reduction in your premium which would reduce the cost to 23% of what you would pay in North America for very good coverage on a decent vehicle.


So sorry Canada, another point for Thailand.

Thailand 3 Canada 0


Living Necessities:


Don’t know about you but internet access 24 hours a day and a TV are absolute necessities in my life. I can live without food for 24 hours but I am not sure if the same could be said for TV and internet. In Canada I had hi speed cable for monthly, and cable TV for another monthly for a total of 0 a month.


Doctors and dentists are living necessities. You would never want to live anywhere for an extended period of time without both easily accessible. In good old Canada one has to make an appointment to see a family doctor, if after repeated visits the family doctor doesn’t know what ails you they will finally make an appointment for you to see a specialist who will probably know in 15 minutes what the problem is and how to treat it. Unfortunately the appointment to see a specialist is normally a 6-8 week wait.


What else is a necessity? Hmmm.. Accommodations. In terms of accommodations in Canada houses prices have ballooned as elsewhere in the world in the past few years. And we all know what can happen to balloons. When house prices go up it is accompanied by or followed by an increase in rental prices. So why shouldn’t the apartment or condo owner not get a chance to gauge the consumer.


Let’s see how Chiang Mai fares versus Canada in these categories.


I have internet and phone here for about Canadian monthly. The internet speed is slower than what I had in Canada but I can upgrade to a faster speed if I want, at present this speed is perfectly satisfactory on most occasions and a bit slow when there are more users on line in the late afternoons or early evenings. We had 54 channel cable TV installed recently. Not as many sports or movie channels but the monthly cable cost for 2 TV’s is about $ 9 Canadian. So for telephone, cable TV and telephone the total is compared to 0 in Canada. Canada wins out on having better channels, but with cost included as a factor I would call it a tie. As for internet the speed is fine with me and the cost much less that I give the point to Thailand.


Medical care is CHEAP here. I will probably be treated by a doctor who received their training overseas and who speaks excellent English . A doctor can be seen the same day and a specialist within a few days. I can expect to receive prompt treatment for a fraction of the cost in North America. A dental cleaning here was versus -0 in Canada and repairing a broken veneer set me back a whole here and I would guess it would have cost me 0-150 in Canada. So a sure point for Thailand.


Accommodations are a hands down winner in Chiang Mai. Not only are the accommodations CHEAP I repeat CHEAP but they also provide me with everything that need and want. Shortly arriving in Chiang Mai I stayed at a serviced apartment for 2 months at 0 Cdn. monthly for rent which includes water, utilities, cleaning and change of linens and towels twice weekly and also cable TV. The serviced apartment had a swimming pool on the top floor, massage on 4th floor, restaurant, beauty salon, motorbike rental on main floor. It was clean, comfortable, the owners were extremely hospitable and it was located within walking distance of the largest mall and also numerous restaurants many of which had superb entertainment in the evenings.


Food is another necessity. Even though I resided in the Niagara Peninsula area of Canada which is blessed with an abundance of fruits, and vegetables the point here goes clearly to Chiang Mai. Many fruits are grown locally here also, and you get the added benefit of fresh seafood, So adding up the score Canada ½ point for the tie on TV, Thailand 1 point for doctor and dentist, one for accommodations , 1 point for internet and ½ point for TV.


Score Thailand 6 ½ Canada ½


Things to Do:


I lived most of my life in and around Toronto, a city that has a reputation for being very clean and safe, a city which is home to a diverse population that intend to stay in Canada and a city which is in a great location for both summer and winter activities. Niagara Falls is but a 1 ½ hr. drive away, lakes for boating and fishing a mere 1hr. drive north of the city, and skiing in the winter a short 1 hours drive away. Overall, a great city in my opinion and one that fares well in surveys of best places to live.


But looking at it honestly I can do all that I could do back there except for the skiing here and do it for less money. A trip to the reservoir here is similar to going to a trip to the beach in Hamilton. The children swim, play with inner tubes, the drive there is quick and without traffic, there are areas to walk around, and the restaurant food by the side of the reservoir is plentiful and inexpensive. So after I leave the reservoir I have paid for the meals, drinks, entrance fee, inner tube rental and this is what I would have paid for the parking to gain entrance to the beach in Canada.


The singers in the restaurants and nightclubs here copy local hit songs to perfection. The malls have the latest movies at the theatres. There are pool halls, bowling, an abundance of restaurants, and many things to do from shopping for bargains at the Night Bazaar, hot springs, elephant rides, Chiang Mai zoo, parks, many fine golf courses and much more.


There is something amusing that I want to share with you. We were watching a new program on TV where three singers go on stage and each sings a song. The same song is performed by all three but only one was actually singing and the others were merely pretending. So then the judges guess who was the real singer and explain the logic behind their decision. This one night they played a Patsy Cline song. I swore Patsy had come back to life God rest her soul. One performer was in her early twenties, one in her late twenties and one merely a child who looked like she was only 11 years old. I quickly discounted her as the song required a mature voice and the hosts of the program were just trying to put a member of the family on TV so I thought. Well, wrong again. After the judges finish guessing the three performers go back on stage and sing the same song at the same time and then gradually one stops singing and then another leaving the actual singer left singing the song. Well I could have bet a dollar to a donut as the saying goes that the youngster was not the singer. Glad I didn’t. A very entertaining program.


Oh and a Thai movie that we rented recently came to mind not that I speak Thai but it was rented for the amusement of the others in the family. To get to the funniest part of the movie, you have two groups approaching a bridge. Both want to cross first. One group is a funeral procession and the other a wedding procession. A Buddhist monk comes to the rescue. He suggests that one group cross in single file on one side of the bridge while the other group crosses at the same time on the opposite of the bridge. Well it works but what is amusing is that one group is smiling, joyous and happy while the other is sad, crying and grieving. The more the grieving side sees the other side laughing the more they cry. I guess you have to see it for yourself to appreciate it.


The final score for those of you who are keeping track is Thailand 7 ½ and Canada ½.


When I was in Canada I viewed it as a fantastic place to live. It was safe, clean, with a reasonable cost of living, and with numerous activities through the year. Now that I have lived here in Chiang Mai, Thailand in all honesty I have to say I feel safer here, it isn’t as clean but it’s not nearly as bad as some would lead you to believe, and the cost of living here is so much lower that you can actually live here comfortably, and happily for less than you ever imagined.


So for the benefit of those who thought they would never want to live here for fear of living without I would say the following. Chiang Mai, Thailand is already home to thousands of foreigners who have realized that this city has all that they need and want, and best of all they can also live here affordably with many things to do in and around this beautiful city that in Thailand is commonly referred to as “The Rose of The North”. What I am living without now are the snow, freezing cold temperatures and high costs of living and these items I can live without.

The author Mr. George Dowhan is a Canadian senior who decided to take early retirement to Chiang Mai, Thailand, a city that thousands of foreigners are now callling home and yet unknown to many in North America.

Mr. Dowhan has created a website to help others to vacation in or to retire to Chiang Mai.

The address is: http//www.retire-on-550-month.com

The website shows that it is possible to retire comfortably on only 0 US a month.

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